Pledge

Spend Smart. Spend Together.

Pledge reimagines the consumer credit card experience, enabling you to dynamically split payments, budget expenses, optimize your credit, and get the most out of your rewards, all managed on one supercard—designed to simplify your finances and maximize your lifestyle.

Experience

the future of consumer spending

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Kurt Gödel

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M.C. Escher

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J.S. Bach

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Features

reimagine how you spend

Automatic Payment Splitting

Spending with your friends just became effortless–set up a Pledge group in seconds and go!

Long-Term Connections

Manage and review shared expenses in groups–anything from ramen to rent.

Genius Credit Buddy

Our proprietary financial intelligence engine gives you advanced credit insights to meet your lifestyle needs.

Benefits

It does a lot of things

Auto-split payments with friends

Say goodbye to calculators, reimbursement services, and awkward conversations. Splitting a bill with Pledge is a one-click process, letting you handle anything from ramen to rent in seconds.

Smart Rules

Use rules to empower your groups, enabling auto-spend, recurring payments, and budget management.

Budgeting

Ditch the boilerplate credit score reports and say hello to Pledge financial intelligence–our decision engine that enables you to realize your lifetyle goals with ease.

Security

Pledge is built with security in mind. We use the latest encryption and security protocols to ensure that your data is safe and secure.

Benefits

What you can do with Pledge

Auto-split payments with friends

Seamlessly manage roommate, couple, or club expenses.

Budgets that learn and grow with you.

Use Pledge Financial Intelligence to speed ahead to financial freedom.

Features

reimagine how you spend

Smart Splitting

Split bills instantly with friends using flexible options—even splits, percentages, or itemized breakdowns from receipts.

Group Management

Create short-term groups for one-time expenses or long-term groups with automated rules for recurring payments.

Digital & Physical Cards

Use your Pledge card anywhere—digital wallet for contactless payments or physical card for in-store purchases.

Smart Budgeting

Set spending limits, track expenses by category, and get personalized insights for better financial management.

Credit Intelligence

Our AI-powered engine provides advanced credit insights and recommendations tailored to your lifestyle goals.

Customizable Rewards

Earn rewards that match your spending patterns with flexible redemption options to maximize value.

FAQ

Frequently Asked Questions

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Advait H.

Expires

11/24

Card Holder

Sid K.

Expires

08/26

Card Holder

Aathma M.

Expires

04/25

Card Holder

Hari S.

Expires

12/25

Card Holder

Charles H.

Expires

09/24

Card Holder

Kevin G.

Expires

03/26

Card Holder

Matthew L.

Expires

06/25

Card Holder

Advait H.

Expires

11/24

Card Holder

Sid K.

Expires

08/26

Card Holder

Aathma M.

Expires

04/25

Card Holder

Hari S.

Expires

12/25

Card Holder

Charles H.

Expires

09/24

Card Holder

Kevin G.

Expires

03/26

Card Holder

Matthew L.

Expires

06/25

Card Holder

Advait H.

Expires

11/24

Card Holder

Sid K.

Expires

08/26

Card Holder

Aathma M.

Expires

04/25

Card Holder

Hari S.

Expires

12/25

Card Holder

Charles H.

Expires

09/24

Card Holder

Kevin G.

Expires

03/26

Card Holder

Matthew L.

Expires

06/25

Card Holder

Advait H.

Expires

11/24

Card Holder

Sid K.

Expires

08/26

Card Holder

Aathma M.

Expires

04/25

Card Holder

Hari S.

Expires

12/25

Card Holder

Charles H.

Expires

09/24

Card Holder

Kevin G.

Expires

03/26

Card Holder

Matthew L.

Expires

06/25

Card Holder

Advait H.

Expires

11/24

Card Holder

Sid K.

Expires

08/26

Card Holder

Aathma M.

Expires

04/25

Card Holder

Hari S.

Expires

12/25

Card Holder

Charles H.

Expires

09/24

Card Holder

Kevin G.

Expires

03/26

Card Holder

Matthew L.

Expires

06/25

Card Holder

Advait H.

Expires

11/24

Card Holder

Sid K.

Expires

08/26

Card Holder

Aathma M.

Expires

04/25

Card Holder

Hari S.

Expires

12/25

Card Holder

Charles H.

Expires

09/24

Card Holder

Kevin G.

Expires

03/26

Card Holder

Matthew L.

Expires

06/25

Card Holder

Advait H.

Expires

11/24

Card Holder

Sid K.

Expires

08/26

Card Holder

Aathma M.

Expires

04/25

Pledge

Spend Smart. Spend Together.

Spend Smart. Spend Together.

Experience

the future of consumer spending

Features

reimagine how you spend

Automatic Payment Splitting

Long-Term Connections

Genius Credit Buddy

Benefits

It does a lot of things

Auto-split payments with friends

Smart Rules

Budgeting

Security

Benefits

What you can do with Pledge

Auto-split payments with friends

Seamlessly manage roommate, couple, or club expenses.

Budgets that learn and grow with you.

Use Pledge Financial Intelligence to speed ahead to financial freedom.

Features

reimagine how you spend

Smart Splitting

Group Management

Digital & Physical Cards

Smart Budgeting

Credit Intelligence

Customizable Rewards

FAQ

Frequently Asked Questions

What are the types of Pledge Groups?

Can I use Pledge online and in store?

What are the types of splitting?

Is Pledge Secure?

What Budgeting tools does Pledge Offer?

Does Pledge offer cashback/rewards?

What do I do if a transaction is denied?

Where can I report unauthorized transactions?

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