Pledge - Spend Smart. Spend Together.

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What is Pledge?

Pledge is a credit card that lets you seamlessly spend with groups, manage expenses, and improve your credit score, making spending a hassle-free process. Whether its splitting a bill, organizing a club event, or planning a trip, Pledge has you covered.

How does Pledge work?

You can spend individually just like with any other credit card, but with just a click, you can activate an existing Pledge Group (or create a new one in seconds), enabling you to split expenses however your group prefers. For groups you spend with often, quickly set up a long-term group that gives you addiitonal control over budgeting, while enabling you to set up automatic purchase thresholds and manage recurring expenses–anything from Netflix to Rent.

Who is Pledge for?

Pledge Card is ideal for individuals, families, friends, or businesses that regularly split expenses, manage group budgets, or seek better control over spending and credit optimization. If you spend socially, Pledge is perfect for you!

What are the types of Pledge Groups?

Short-Term Groups are ad hoc groups created for one-time expenses and require manual approval from all members for each transaction. Long-Term Groups are ongoing groups with predefined rules for automatic approval of transactions under set limits and can manage recurring expenses.

Can I use Pledge online and in store?

Yes, Pledge cards can be used online or in person. The moment you download the app, you can pay from you digital wallet for contactless payment, or if you prefer, use a physical Pledge card at any store location.

What are the types of splitting?

Groups can split any payment either evenly or flexibly. Even splits charge each individual equally for the price of the goods, while flexible splits can either be assigned by percentage, manually or through itemized item selection from receipts.

Is Pledge Secure?

Absolutely! Our network uses encrypted transactions on secure servers to ensure that your data and funds are safe. Pledge maintains strict adherence to the security standards established by PCI DSS and GDPR through tokenization, TLS encryption, and OAuth 2.0.

What Budgeting tools does Pledge Offer?

Pledge offers features to set spending limits, track expenses by category, and manage recurring payments. Users also receive insights and recommendations for better credit management at the end of each billing period.

Does Pledge offer cashback/rewards?

Yes, Pledge offers customizable rewards plans that ensure that you get the most out of your spending.

What do I do if a transaction is denied?

Check your spending limits, group rules, and bank account balance. If the issue persists, contact Pledge support through email at support@pledge.credit

Where can I report unauthorized transactions?

Pledge takes your security very seriously–if you have reason to suspect that your card has been used by someone other than yourself, contact support@pledge.credit immediately.

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↓ learn more ↓

Split and spend, in seconds.

Built for long-term connections.

Track. Budget. Thrive.

Questions?
Answers.

Built by engineers from the best

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↓ learn more ↓

Split and spend, in seconds.

Built for long-term connections.

Track. Budget. Thrive.

Questions? Answers.

Built by engineers from the best

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Questions?
Answers.